Bonbons and Budgets

I know that bonbons have never been part of my life let alone my grocery list! It does make this subject much more appealing though wouldn’t you agree?

I asked my Facebook friends to weigh in on grocery budgets and received some great feedback! The family sizes ranged from 4 to 6 (parents and children) and commented regarding both budget dollars and whether they purchase organic items. The age ranges within these families is important as well because it seems very true that when we have children in the teenage years we are being, “eaten out of house and home!” The children were at or below 12 years old; including several with infants. Budgets range from $125 to $150 per week. Our budget had been at $500 a month for a LONG time and approximately 2 years ago (when the kids were 9 and 5) we began to overspend. I analyzed the spending about 9 months ago and found that our average for the prior 6 months had been closer to $700. That became our new budget amount.

I realized from reading the comments on my Facebook inquiry that I’ve included items such as paper goods (toilet paper, paper towel, and cleaning products) in my grocery budget and if I’m going to get micro on our spending I’ll need to break these out. I also have a multivitamin and protein that I use and these are lumped in the grocery budget as well.

WHAT DID I LEARN?

First, our family is well within the range of “normal” for our family size (4). I would also categorize our eating as, “healthy convenience,” (as one friend dubbed it). Healthy convenience to me means that we eat a lot of the “perimeter” items; fruits, veggies, meat, dairy, eggs, and much less middle aisle items where the processed foods live. When I am making a mid-week grocery run it usually involves a vegetable that was either forgotten or was eaten earlier than expected or another staple item like milk or eggs.

Second, I plan our meals weekly (7 to 10 days) and base these on what we like as well as what is on sale. The freezer we used to stock up on items like meat and frozen vegetables died a while ago. I miss it! This has caused me to have to plan much more carefully since I have less freezer space. It also keeps me accountable for what I’m buying so that I don’t end up with a bunch of junk that we don’t need. Junk items such as frozen pizza, toaster strudel, Eggo’s, etc.

Third, I’m trying some new things like “Meatless Monday.” I’m not vegetarian or vegan but recognize that our bodies need more plant based food and less meat. We will have a large salad full of many different grilled or steamed vegetables, beans and hard-boiled eggs for dinner. Although we will add grilled chicken this is an easy change for “Meatless Monday” by simply adding only the eggs.

Fourth, we went through Dave Ramsey’s Financial Peace University many years ago. Staying within the budget could easily be achieved by using the envelope system instead of my debit card. What works well for you?

DID ORGANIC MAKE A DIFFERENCE?

The feedback I received on the organic front was generally that those families didn’t buy much organic unless it was on sale. My stance is that there are items that are better bought organic because of the exposure they may have to pesticides; such as apples, potatoes, or other fruits and vegetables that you eat the skin of. If it has a thick skin or is something you peel, bananas and avocados come to mind, I don’t buy organic.

I’m interested to hear from my readers on whether they buy organic, why and how they make allowance for that.

I plan to go into more detail on protein powder in the future as well as vitamins.

Happy Valentine’s Day!

New Year’s Resolutions. FAIL!

Approximately 55% of resolutions are health or fitness related. According to a study of athletes specifically January 12 is the fateful day of failure and the death of a resolution. The University of Scranton states that just 8% of people achieve their New Year’s resolution.

Why so dreary? Well, it’s catchy! But seriously; what have you “resolved?” Honestly I’ve never resolved to lose weight. *Cue all the people who just stopped reading this blog.* It doesn’t mean that I haven’t been overweight. And to clarify “overweight” is determined by measuring your Body Mass Index (a measurement of your height and weight which categorizes you as underweight/normal/overweight/obese). As far as health and fitness for me I think about how I feel in my clothes and how the food I’m consuming makes me feel.

Enough about me. This blog is actually dedicated to encouraging you to DETERMINE, rather than resolve, how you can make the change you’ve been hoping for by December.

First, goals. Or rather; your determination. Working with my 2nd grader this week on exact nouns is a perfect example of how to do this best. Instead of saying, “I want to lose weight,” or, “I’m going to exercise,” be S.M.A.R.T. and say, “I want to lose 10 pounds,” or, “I’m going to exercise 3 times per week for 30 minutes minimum.” The acronym, S.M.A.R.T., is probably so overused I’m getting an eye roll about now, however, it bears repeating.

S-Specific M-Measurable A-Attainable R-Realistic & T-Time Bound

This is beautiful! Just typing it out made me smile and realize that I have a few to add to my day planner.

Second, write it down. If you don’t have a calendar investing in a day planner, white board calendar for you and/or your family or simply a wall calendar that inspires you and keeps you on track. I wasn’t a day planner type until a few years ago. Let me just say I’m hooked! I love having it. It keeps me organized. I’ve found mine at Michael’s and enjoy the way it is divided by month, week, etc. I know some people spend a lot of time deciding what planner they will use and they can get expensive. I spent less than $20 on mine.

Third, and last. I read a great article from MyFitnessPal with 10 Simple and Realistic Ways to Eat Healthier in 2019. A few that stood out to me that meet the criteria of S.M.A.R.T. goals listed above are:

  1. Swap a sugary treat for fruit
  2. Drink at least 64 ounces of water per day. Or 1/2 your body weight in ounces.
  3. Cook more at home. To be SMART decide how many days you’ll try to cook at home and for how long you’ll try before increasing or changing.
  4. Eat 5 servings of vegetables per day.
  5. Try Meatless Monday. I’m adding this to my plan for sure!
  6. Focus on one change at a time.

If you’re looking for an accountability partner comment here and I’ll reach out to you. I personally LOVE the Beachbody programs which you can stream at a tremendous value! Ask me about the programs or for a contact to get yours today.